Bridge: sign A road never really want to see. His appearance in your path means that there has been an error and that you have a new way of getting to find where to go. The rise of consumer-driven health plans specifies that the era of managed care control increased costs and demand for care, that many things about the way that we could receive health care in the United States.
End of August 2006 WellPoint one of the nation insurance providers, largest, has on record stating that in 2007 you the first insurer to consumer-driven health plans in all countries and for all kinds of people to have (from important employers for small groups for individual plans).
"Our customers that these consumer-driven products need opportunities for healthier life due to this first-of-its-kind offer with national, lead" WellPoint CEO, Larry Glassock
The press release also continues to share:
«We are empowering consumers through unique and robust online tools and incentives that encourage and reward healthier lifestyle you chose...» "«Life consumer» to choose the Lumenos coaching and smoking are beyond for comprehensive preventive care and personal health setting and weight management programs eligible. over most will receive financial rewards consumers for completing the various wellness programmes."
WOW! That sounds great, right allerNun, I always these things to read and think about what know my parents and my in-laws on health care / health policy and what you would think.
Will so for those of you not familiar with this new type of health plan, translating them produce significant changes as care reimbursed wird.Verbraucherorientierten health plans to some of the financial decisions and responsibility for the people, consume the services in the health sector to move that. Key components include health savings accounts and high deductible for this new type of health plan. The thinking is to identify patients, how to spend your healthcare dollars.
When to buy, in conventional economic theory than for the healthcare industry is this try no bad way to control escalating costs.Since the prices for services has a direct impact on demand for services, in theory, this type of plan has the potential to reduce duplication of services and unnecessary load (more expensive) higher levels of care. In very simple terms if patients required, share your care to some financial responsibility to the cheapest, most effective care are more likely then select.
There are at least two very large rubs this plan.First, can make appropriate decisions consumers need to know the cost of maintenance.While it seems simple enough, a doctor or is significantly different than an agreed rate billing rate for a service.And permissible load or a contractually agreed rate is clearly abnormalities than the current amount for services by an insurer or other third party payers understand gezahlt.So healthcare consumers, all these make the appropriate decisions take. healthcare providers can inform a system for the consumers to establish the cost for a service.While this seems simple enough, it becomes more complex if you understand any single, solitary insurance differs on deductible Copay, contractually agreed, reimbursement rate.
Second will be to chose cheapest, effective treatment to healthcare consumers who know and understand your treatment options. This means that you need to better understand the science behind their diseases and the science behind the treatments possible.This would be a much easier if we went back to the old world model of having of health care providers that develop rapport and patient provider relationship of trust konnten.In of the past received the provider, the time and opportunity to truly partner with individuals to understand the complexity of maintaining and developing a really Individualzed treatment that best fit the patient/consumer demand.But in the days of the 15 minute visit, this is becoming increasingly difficult to do.
President Bush's recent Executive order [http://www.whitehouse.gov/news/releases/2006/08/20060822-2.html] push for many things, including transparency of pricing information is an attempt, the problem of understanding the financial aspects.
However, as ensure we individuals who have information that you, need to get the best treatment? in reality you are to physicians and health providers of care, their ability to understand and evaluate individual cases and circumstances, the best resources to support individuals who have these decisions to treffen.Allerdings probably new ways this do the cost and time develop efficient healthcare providers this new ways to entwickeln.Wenn, consumers/patients are left, left to themselves.
If consumers sufficiently to educate or access to resources/supporters that help you then this plan to fail verurteilt.Kosten will not be included, health are not preserved and access to appropriate and effective supply remains vulnerable be.
Carol is Vice President of the Promedica-Research-Center.Sie holds a master degree at Mercer University in health policy and administration and currently teaches a master course on health care organizations for the University of Phoenix Online (College of Health Sciences). longer bio that are found by drivingintraffic.com.
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